Representative Example for Personal Contract Purchase (PCP): Cash price £11,000.00, Annual Interest Rate (fixed) 5.31% p.a., with a representative 10.9% APR, total amount of credit £9,900.00, deposit of £1,100.00, an initial payment of £186.43, followed by 39 monthly payments of £186.43 with a final payment of £5,153.50, total amount payable is £13,710.70, the annual mileage is 10,000 and the excess mileage fee per mile is £0.10. Pay monthly then buy, swap or return
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